Added: Dion Hankins - Date: 23.01.2022 15:03 - Views: 19420 - Clicks: 3479
Skip ! Story from Money Diaries. Welcome to Money Diaries where we are tackling the ever-present taboo that is money. We're asking real people how they spend their hard-earned money during a seven-day period — and we're tracking every last dollar. My wife, Y. My employer matches all my donations. Was there an expectation for you to attend higher education? Did you participate in any form of higher education?
If yes, how did you pay for it? Going to college was the path of least resistance for me. I was extremely fortunate that my parents paid all my college expenses. Growing up, what kind of conversations did you have about money? My family didn't directly talk about money very often. I got the sense that it was taboo, or at least gauche to talk about. My parents imparted healthy money habits and values through positive role-modeling, such as, pay the higher upfront cost for quality goods, buy secondhand when it makes sense, and take good care of your possessions to save money later on.
They also taught me to live below my means and be frugal where I can, but also don't wait for retirement to enjoy my money; and don't buy anything I can't afford to pay cash for other than a house. What was your first job and why did you get it? Teenage babysitting gigs earned me a few bucks, but my first real job was at a craft store when I was I worked part-time while going to school full-time. Did you worry about money growing up? Yes, but in hindsight, I recognize that was silly. We were solidly upper middle class, with my mom pulling a healthy six-figure income and my dad staying home to take care of me.
They bought a second home in a nearby resort town, and we took annual vacations to Hawaii and to the east coast to visit family. They paid off both their mortgages early and built their wealth with smart investments. Growing up, though, there was a lot of mystery and misunderstanding about money on my part. For instance, once when I was little I asked if we could go to a fancy seafood restaurant for dinner, and my mom made some off-handed remark, like, "We can't afford to eat there every night. Do you worry about money now? Yes, I worry, probably irrationally. Graduating college during the Great Recession and struggling to find employment right out of the gate instilled in me a scarcity and insecurity mindset that I can't seem to shake.
I know that my wife and I are in a privileged and stable situation money-wise, but it feels tenuous, fraught with uncertainty like it could all collapse at any moment. At what age did you become financially responsible for yourself and do you have a financial safety net? I started paying for my own phone, clothes, gas, etc. Now, my parents would provide a safety net if needed, but my wife and I would have to fall through our own safety nets before hitting theirs.
Do you or have you ever received passive or inherited income? If yes, please explain.
My parents gave me an allowance as a kid and bought me my first car which I still drive nearly 20 years later. Day One. I let the dogs out, bring fresh water to our chickens, and give everyone their morning treats. I cook fried egg poutine with local cheese curds for breakfast it's Superbowl Sunday, and I'm here for the snacks. She's been sober for years and I'm incredibly proud of her. While she's busy I enjoy alone time on the couch, cuddling with the pups, drinking coffee, and reading the paper. Go sports! We initially root for the team with the non-racist name, but switch allegiances upon finding out their star quarterback is a Trump supporter.
I make a mound o' nachos for dinner and we stuff our faces. I work on a global team with coworkers on the other side of the planet, so sometimes meetings start at 7 a. Luckily my calendar is clear until The dogs and I pile into bed with Y.
I fetch her some ibuprofen and water. Day Two. We both repeatedly hit snooze for a full hour. I groggily commence my morning phone business: catching up on a group chat, reading the NYT morning briefingchecking my gambling stocks. I have a small brokerage separate from my real investments where I swing trade using money I'd be comfortable losing. It scratches the itch for active, risky trading. I start reading s and figuring out priorities for the week. She worked from home alongside me through most of the pandemic, but has to go in for the next few weeks.
I miss having her with me, but it is nice to get a break from coordinating our meeting schedules and taking turns relocating to a different room when there's a conflict. my first meeting of the day. Our smallest and neediest dog takes his position on my lap. Over the last couple of weeks, I've hit a productivity wall. The stress that once powered me through work tasks has transformed into paralyzing guilt and shame and exhaustion.
At least I'm not alone — my closest coworker friends are in the same boat. Instead of taking any action to remedy the situation, we trade memes about it throughout the day like responsible adults. The dogs sense that I'm having an important conversation and serenade me with their barking accordingly. I get a text from my mom saying she got the first vaccine shot. Both my parents are super healthy, but they're over 65, so I've been very worried about them catching the virus.
My dad is scheduled to get his first shot on Thursday. We sit on the couch to chat about our days. She plays a game on her PS5 while I make dinner — big sal topped with avocado and vegetarian chicken strips.
We start watching season three of The Sinner on Netflix. Day Three. One meeting ends 10 minutes early, so I use that pocket of time to make scrambled eggs for breakfast. Webcams are mandatory. Every new breakout room is an awkward, forced exchange with strangers, while salty IMs are flying behind the scenes.
Coach repeatedly tells us to smile. I message some friends the iconic photo of Abbi and Ilana using their middle fingers to prop up the corners of their mouths. I send some s, closeout some tickets, and then step away to heat up lunch: veggie spring rolls with sweet chili sauce and a Coke Zero. It's been a busy day and I'm getting a lot done. Later in the afternoon, I have a weekly fun Zoom call with coworker friends. Last season we urban farmed like our lives depended on it; Y.
The raised beds were bursting with salad greens, root veggies, and sugar snap peas, and the backyard garden was full of tomatoes, cabbage, peppers, eggplants, herbs, raspberries, and an entire 4x14 bed of sweet onions. Our homegrown produce and chicken eggs helped us minimize trips to the grocery store in pandemic times.
By now we've used up everything except for a few cubes of frozen basil, a pie pumpkin, and two sacks of cured onions hanging in the basement. I've been trying to replicate a vegetarian Philly cheesesteak sandwich that Y. I load up a couple of hoagie rolls with onions, Impossible beef, chanterelle mushrooms, and melted American cheese, and it's not quite restaurant quality, but it's tasty.
I come away with a deeper understanding and appreciation for some of the more vilified actions of fringe BLM activists. Day Four. I'll be on camera all day, so I need to dampen the scoliotic swamp-witch vibes I exude when I'm comfortably hidden behind a closed webcam cover.
I'm in a two-year leadership program with monthly sessions on local healthcare, education, government, etc. Like my brief stint in grad school, I applied for this program during a fleeting spell of ambition and later regretted it due to my commitment to laziness and free time. The program is actually awesome, it's just a bummer to miss out on the in-person experience. Nine solid hours on Zoom is draining. Today's session topic is business, and the featured nonprofit is a catering company that hires and trains opportunity youths.
Conversation in the Zoom chat turns to complaints of "reverse discrimination" and worries over cancel culture. Yep, I'm still in Idaho. I suppress my auto-snark and offer gentle dissent instead. The speaker prompts stimulating breakout group conversations about our backgrounds, culture, and the concept of otherness. After lunch, the rest of the Zoom lineup includes experts on smart growth, startup incubation, the SCARF model, driving effective teams, and preparing for the future of work. We end with a social hour, breaking out into groups to de fake companies and job descriptions around fanciful job titles.
My group of overachievers makes a detailed slide deck for our presentation. I want to make something more interesting for dinner, but I need fast comfort food, so I make grilled cheese sandwiches and edamame. I had grand plans to catch up on work this evening, but it's not happening. I'm a husk with nothing left to offer the world. Netflix instead. Day Five. After the meeting, I take a break to cook breakfast and then clean the house for half an hour.Boise morning cuddle chat
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Describe How You Two Originally Met.